Banks Struggle with BCBS 239

There is a very sobering thought about risk management capability and its dependency on information technology units in banks that goes along the following lines: If your data, model and reporting systems are lacking, so will your response to risk management. It's that simple or perhaps not as we shall see with BCBS 239 regulations.

Degenerating Bank's Risk Frameworks

It is a tragic end to the year for risk management in banking where the regulator's fascination with Risk Comparability and Risk Framework Uniformity has reduced banking risk management solutions to nothing more than Risk = BCI x ILM.

New Step-In Risk Guidelines

It has been a long time since we have blogged on this channel, a whole year, that is way too long in the world of banking and risk management. There has also been a lot of requests to bring this portal back into action, so without further ado, we'll attend to that with this new posting on Step-In risk.

UK Govt Response on Banking Standards

The Parliamentary Commission on Banking Standards final report is supposed to change banking for good and after reading what has been published, it definitely looks like a game changer for rogue bankers, let's take a look. 

Why Banks Fail Stress Tests

Perhaps one of the most important risk activities a bank should initiate or enhance over the coming years ahead is stress testing. The stress testing framework, not that risk analysts currently see it as that, is probably going to be the next best thing and the only viable commercially alternative for reducing financial sector fragility other than crippling regulation or bailouts.

  

In this blog we look at why banks have been failing their stress tests. 

China's Reserve Ratio Tactic

As last year drew to a close, the Peoples Bank of China cut the reserve requirement for local banks in an effort to swiftly ease funding liquidity conditions in the country.

In this post, we look at this tactic and why the central bank is doing this.