Valuation Steps

Product managers, corporate risk assessors, project managers, project financiers and many other types of business analysts often need to value uncertainty in their business strategies. In this small blog posting we take a look at the steps that would generally be followed for a typical sound valuation of 'corporate risk'.

Floating Rate Funds attractive, you decide

In a market of prevailing low interest rates investors returns are humble, often way below what they have enjoyed in the heyday and without any doubt, the yields experienced during the lead up to the 2008 credit crisis. 

It is an economic conundrum or balancing act where on one side of the coin pun intended, central banks lower interest rates to stimulate borrowing but on the other side, that doesn't fair well with investors that are looking for high yields from the risks they take. When interest rates drop at the source or risk free rate, they drop across the board.

One irony is that of Asset Backed Securities. In effect what brought the credit crisis on is also assisting investors escape its deflationary grips and floating rate funds are becoming fashionable, well they were quite exciting before the August market rout.

Private Banking - Evolve or Dissolve

Private banking needs to evolve if it is to survive.  

In this article we are going to look at the changing market dynamics and the challenges for private banking in Asia.  Private banking has experienced huge growth across both the domestic and expatriate community but it has reached a tipping point where change is imminent. If private banking is to continue to prosper over the coming years ahead, it is going to need to take advantage of these trend shifts rather than push against them.

There are two recommended and outstanding presentation links at the end of this blog which are worth reviewing.

When it comes to perspective numbers lie

When it comes to perspective, numbers do lie or to be concise viewpoints change even though the real value does not.

What I am talking about are reverse splits and in particular Citigroup's recent reverse split of its common stock.

Managing oil prices is all about preserving margins

In volatile commodity markets, a firm's ability to profit comes down to one thing: The capability a business has to control the transference of market volatility to margin volatility.

In this article we are going to look at how rising oil prices seem to impact commodity consumers in alternate ways and why investors often misunderstand the impact rising commodity prices have on their investments.